Stamp Duty Land Tax in England and Northern Ireland

What is stamp duty?

When you buy a residential property in England and Northern Ireland over a certain price you have to pay Stamp Duty Land Tax (SDLT).

Stamp Duty Land Tax (SDLT) or 'stamp duty' is a tax on properties bought in England and Northern Ireland. The rate of stamp duty you'll pay will depend on where in the UK you decide to buy the property. England and Northern Ireland share the same rates, whilst Scotland and Wales differ. The cost of stamp duty will vary depending on the price of your chosen property and your reason for buying it. 

When do you have to pay stamp duty?

The tax is paid to the government within 14 days of completion of the sale via an SDLT return to HMRC. If you have a solicitor, estate agent or conveyancer, they’ll usually file your return and pay the tax on your behalf on the day of completion and add the amount to their fees. They’ll also claim any relief you’re eligible for, such as if you’re a first-time buyer. You can also file the return and pay the tax yourself if you wish to do so. 

How much stamp duty will I have to pay now?

Use the Stamp Duty Land Tax (SDLT) calculator to find out roughly how much stamp duty you may pay depending on your reason for buying the property and it's valuation.

On 8th July 2020 the Government announced a stamp duty holiday to support the economy through the COVID-19 crisis. This holiday ended on 30th September 2021.

The stamp duty calculator results are now based on the stamp duty rates from 1st October. 

If you're buying in Wales you will pay a Land Transaction Tax.

Stamp Duty Calculator
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You pay from 1st October 2021

This calculator provides a guide to the amount of residential stamp duty you may pay and does not guarantee this will be the actual cost. This calculation is based on the Stamp Duty Land Tax Rates for residential properties purchased from 1st October 2021. 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

RSC and Mortgages First usually charges a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £295 to £495 and this will be discussed and agreed with you at the earliest opportunity.